Calculators for freelancers, business owners, investors, and personal finance — professional grade, completely free, with PDF & CSV export.
Set profitable rates, invoice clients, track project margins, and estimate taxes — everything a freelancer needs to run a sustainable business.
Find your minimum viable hourly rate factoring taxes, expenses, billable hours, and profit margin.
Build multi-line invoices with tax, discounts, and PDF export. Professional invoice summaries in seconds.
Calculate true project margin including scope creep, taxes, and real hourly rate earned after all costs.
Estimate quarterly SE taxes. Know exactly what to set aside from every payment — no year-end surprises.
Analyze margins, find your break-even, forecast runway, and model revenue growth scenarios — the tools serious operators rely on.
Calculate gross, operating, and net margins in one shot. Understand how much of every revenue dollar becomes profit.
Find the exact units and revenue needed to cover all costs. Know your minimum viable business size before committing.
How many months until you run out of cash? Month-by-month forecast with break-even timeline and burn analysis.
Project future revenue across conservative, base, and optimistic scenarios with year-by-year forecasting table.
Compound growth, ROI analysis, and salary benchmarking — the tools serious investors use to make data-driven decisions.
Project investment growth with full year-by-year tables. The most powerful tool for long-term wealth planning.
Measure return on any investment — annualized ROI, net profit, return multiplier, and S&P 500 benchmark comparison.
Convert salary to hourly, daily, weekly, and monthly rates. Compare job offers by true hourly compensation.
Generate professional reports from any calculator. Export your compound interest projection, invoice summary, tax estimate, or business analysis as a PDF or CSV — one click, no account needed.
Budget smarter, pay off debt faster, build your emergency fund, and track cash flow — the foundation of personal financial freedom.
Build a 50/30/20 budget with visual progress bars and surplus tracking. Know exactly where every dollar goes.
Track total monthly income vs expenses. Calculate savings rate and annual net position with visual breakdown.
Find your debt-free date. Compare extra payments and see how much interest you save with a PDF payoff schedule.
Calculate your target emergency fund based on expenses, dependents, and job stability. Track progress to goal.